Cookie Policy

1. Introduction

This Cookie Policy explains how AI Budget Engine Pte. Ltd. (UEN 203142856R) uses cookies and similar technologies on aibudgetengine.life. It should be read alongside our Privacy Policy. We comply with Singapore PDPA requirements for consent to non-essential cookies.

2. What are cookies

Cookies are small text files placed on your device when you visit a website. They help remember preferences, maintain sessions, and understand how visitors use pages. Similar technologies include local storage and session storage used for consent records.

3. Cookie categories we use

• Strictly necessary cookies: required for core site functionality, security, and load balancing. These cannot be disabled without breaking essential features.
• Functional cookies: remember your cookie consent choices, language preferences, and form draft data to improve usability.
• Analytics cookies: collect aggregated information about page views, referral sources, and navigation paths to help us improve content about AI financial management education.

4. Consent and storage duration

When you first visit aibudgetengine.life, a banner offers Accept all, Reject all, or Customise options. Your choice is stored for six months in local storage. After expiry, the banner reappears. You may change preferences by clearing browser storage or revisiting after expiry.

5. Detailed cookie list

Name	Category	Duration	Purpose
aibudgetengine_cookie_consent	Functional	6 months	Stores consent preferences
session_id	Essential	Session	Maintains form security
_analytics	Analytics	26 months	Aggregated visit statistics

6. Third-party cookies

Analytics or font providers may set their own cookies when you interact with embedded resources. We do not use advertising or retargeting cookies. Third-party policies govern their data practices independently.

7. How to manage cookies

Use our banner controls on first visit. Alternatively, configure your browser to block or delete cookies. Note that blocking essential cookies may prevent forms from functioning correctly. Browser help documentation explains cookie settings for Chrome, Firefox, Safari, and Edge.

8. Do Not Track signals

We do not currently respond to Do Not Track browser signals because no uniform standard exists. You may reject analytics cookies via our Customise option.

9. PDPA alignment

Non-essential cookies require consent under the PDPA. Essential cookies are used based on legitimate interests in providing secure website functionality. Contact [email protected] with questions.

10. Updates

We may revise this Cookie Policy when our technology stack changes. Check the Last updated date on this page. Material changes will be reflected here.

11. Contact

Questions about cookies: [email protected] or +65 6532 4473.